Are you struggling to decide what to do with your pension pot? It’s an important decision that will impact your retirement for years to come. One option to consider is pension drawdown, which provides you with more freedom and flexibility in choosing your annual income. However, annuities offer a steady income and greater security.
Continue reading “Investment growth and a guaranteed pension”
For many women, the decision to work part-time often coincides with important career and childcare milestones. While pension contributions may not be the deciding factor for this decision, it’s important to understand the long-term impact on pensions. This knowledge is crucial for good financial planning.
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Retirement planning is not a one-size-fits-all system. Everyone has unique lifestyle choices, so it’s essential to prepare for your future in a way that suits your needs. Today’s savers face challenges like longer life expectancy and the shift from defined benefit pensions to defined contribution plans.
Continue reading “Greater financial security in later life”
Keeping track of a pension can be a challenge, especially if you’ve had several schemes during your career or changed employers multiple times. Pension schemes can close, merge or be renamed over time, making it difficult to keep on top of them.
Continue reading “Trace any lost pensions as soon as possible”
Are you worried about losing touch with your pension savings provider? Increasingly, with more people changing jobs multiple times before retirement, it can be easy to lose track of your hard-earned savings. By taking a few simple precautions, you can help ensure that your savings are always accessible and secure.
Continue reading “Should I get all my pensions in one place?”
Are you nearing retirement age and wondering how to best manage your retirement income? Changes to regulations now provide you with greater flexibility and choice when it comes to accessing your defined contribution pension.
Continue reading “What are my pension pot options?”
Retirement has evolved beyond the traditional image of stopping work completely at 60 for women and 65 for men. With many people choosing to work part-time or continue working later in life, it could be an opportunity to explore new interests or start your own business.
Continue reading “Don’t let retirement catch you off guard”
Being informed about financial matters is essential to making sound decisions and staying in control of your money. Unfortunately, many people feel confused by the jargon used in financial discussions and services.
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When it comes to managing your finances, the wealth of resources now available can make it easy to try and go it alone. However, obtaining the right advice from a qualified professional financial adviser will ensure you are able to plan ahead by including expectations for items such as inflation, market declines and your protection requirements, so you can stay on track.
Continue reading “Goals don’t just happen, you have to plan for them”
For anyone feeling the effects of rising inflation rates, it’s important to ensure that your retirement fund isn’t significantly impacted. While this can be challenging in such an uncertain economic climate, there are measures you can take to ensure that your savings don’t suffer.
Continue reading “Rising prices can wipe years off retirement pots”