FINANCIAL NEWS

Pension myths exposed

Distinguishing fact from fiction to fully utilise opportunities and secure your future

Investing in a pension is a dependable and effective way to ensure a comfortable retirement. However, ongoing misconceptions often prevent people from fully enjoying the benefits that pensions can offer. These myths may cause missed opportunities, particularly regarding valuable tax relief and government incentives designed to help savers build their retirement funds.
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Love and money

Are you in a ‘financial situationship’?

Two topics that often come with their own sets of challenges are love and money. Yet, for more than a quarter of couples in relationships, these challenges intersect to create what some now refer to as a ‘financial situationship’. This term describes couples who share their lives and dreams but keep their finances separate, avoiding open discussions about long-term financial matters.
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Planning for early retirement

Is it time to move forward towards your financial freedom?

Early retirement appeals to many, driven by reasons such as a desire to travel or a need for a break from high-pressure or demanding jobs. However, reaching this goal requires more than just asking ‘Can I afford to retire early?’ It involves understanding financial planning, lifestyle adjustments and personal preparedness.
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Breaking free from geopolitical noise

Why long-term portfolio success depends on strategy, not global headlines

Global events continue to make headlines and spark debate among investors. From intense political exchanges in the US to displays of European unity overcoming post-Brexit tensions, and the latest tariffs introduced by the US, there is no shortage of geopolitical drama.
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Protect your retirement plans by investing more today

Why larger pension contributions can have a significant impact

Pensions are a crucial component of financial planning, particularly for individuals seeking to secure a comfortable retirement. For some, increasing pension contributions can be a strategic move to make up for missed savings or to maximise tax-efficient benefits. However, understanding the rules around contributions requires careful consideration to avoid potential pitfalls.
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Mind the divorce gap

Research highlights the financial challenges faced by women

Divorce is a life-altering event and, for many women, it results not only in emotional turmoil but also in financial hardship. Research indicates that women generally see their household income halve within a year of divorce, while men’s incomes decrease by only 30%[1]. This gap leaves women more exposed, with 24% struggling to manage their finances compared to just 16% of men.
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Build a brighter, more secure future

Financial independence remains out of reach for 6 million people in the UK

A new report highlights the financial struggles faced by millions across the UK. Almost one in four (5.7 million) of the working-age population believe they may never achieve financial independence. This stark reality is caused by a complex mix of challenges, including rising living costs, inadequate savings and high levels of personal debt.
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Safeguarding against scams

Common frauds and how to protect yourself

Fraudsters are becoming increasingly sophisticated, blending traditional scams with advanced technology to deceive unsuspecting victims. This constant increase in fraudulent activity emphasises the urgent need for heightened awareness and proactive safeguards.
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How to increase your state pension

Taking action now can significantly enhance your future financial security

For many in the UK, the State Pension remains a vital component of retirement planning, providing a financial foundation in later years. Alongside workplace or private pensions, it provides income essential for maintaining the lifestyle you envisage after retirement. Currently, the full rate of the new State Pension for the 2025/26 tax year is £230.25 a week, which totals nearly £12,000 annually.
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Should annuities be included in retirement plans?

Protect against the risk of outliving your savings with a steady income

Planning for retirement can feel overwhelming, especially when trying to ensure your money lasts as long as you do. Annuities have long been a reliable option, offering guaranteed income during your golden years.
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Contact us

D O'Kane Financial Services Ltd
137 High Street
Gorleston, Great Yarmouth
Norfolk NR31 6QX

t: 01493 604646
e: info@dokanefinancialservices.co.uk

Regulatory information

D O'Kane Financial Services Limited is authorised and regulated by the Financial Conduct Authority. FCA financial services reg no. 623871.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on their website at www.financial-ombudsman.org.uk.

Registered Office Address: 137 High Street, Gorleston, Great Yarmouth, Norfolk NR31 6QX. Company Registration Number: 08932631.