Trusts are a way of managing wealth, money, investments, land or property, for you, your family or anyone else you’d like to benefit. When you put assets in a trust, they are under the control of an appointed person or persons called ‘trustees’. The trustees then manage the trust according to your instructions, even after your death.
Continue reading “Extending the scope of the trust register”
When it comes to money and investing, we’re not always as rational as we may think. Every human being is driven by emotions – more than we would like to admit. Emotions are the key drivers of our behaviour, and these behavioural patterns shape our way of investing, for better or worse.
Continue reading “Investment choices”
When it comes to our money and our plans, it can be hard to balance short-term wants, long-term dreams and those unexpected events that are out of our control.
Continue reading “Financial resilience”
Planning is not just about growing wealth, it is also about making sure your loved ones are looked after and protected. Nobody likes to think of the worst, but we can help plan for the future so that, should anything happen to you, your loved ones are protected.
Continue reading “Life insurance”
The idea behind any type of life insurance is to have the reassurance that you have financial protection in place for you and your loved ones if the worst happens.
Continue reading “Different types of life insurance”
Term life insurance is a type of life cover that lasts for a fixed period of time (known as a ‘term’) – the payment is made all in one go. This type of cover is useful for providing financial security for dependents.
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A whole-of-life insurance policy is designed to give you a specified amount of cover for the whole of your life and pays out when you die, whenever that is. Some insurers will also let you include critical illness cover if you buy life insurance at the same time, as one, integrated policy.
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The coronavirus (COVID-19) pandemic has led to concerns and questions about how best to protect our loved ones in times like this.
Continue reading “Life insurance”
Critical illness cover can help minimise the financial impact on you and your family if you become critically ill. It’s an option that can also be added for an extra cost to some life insurance policies.
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Critical illness insurance offers you and your loved ones financial support should you unexpectedly fall ill with a specified illness.
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