More than half (53%) of people in their 50s fear running out of money in retirement, as they have been the most likely to face job and income losses of any age group during the coronavirus (COVID-19) pandemic (23%), according to a new report[1].
Continue reading “Retirement plans being put in jeopardy”
The way that you decide to take your pension will affect what you can do with it when you pass away. While it’s not always easy to talk about, the way you eventually pass on your pension has the biggest impact on other people, so it will help talking to your spouse, children – or other people close to you, when you’re deciding how you take your pension savings.
Continue reading “What will happen to your pension when you die?”
It’s been nearly two years since the first novel coronavirus (COVID-19) case was detected. The economic impact of the pandemic has not been equally distributed amongst all adults and where inequalities existed before the pandemic these may have been widened or closed.
Continue reading “Planning for a better financial future”
Understanding inflation is an important factor when it comes to your financial success. If you don’t factor inflation in when deciding where to put your money – whether that’s savings accounts or investing – you could find your wealth shrinks over the years.
Continue reading “What’s happening with inflation?”
No two people have identical financial circumstances, which is why it’s essential you have a tailored financial planning solution in place that meets your individual needs and investment goals.
Continue reading “Vision without action is merely a dream”
Goals-based investing is an approach that aims to help people meet their personal and lifestyle goals, whatever they may be. If you do not know where you are going, how will you know when you get there? This is very true about financial goals.
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Every important journey has a destination. Similarly, every investment should have a goal, and each goal should be time based. Quantifying the amount of money needed to achieve that goal is important.
Continue reading “Objectives and motivations”
Understanding inflation is an important factor when it comes to investing and your financial success. If you don’t factor inflation in when deciding where to put your money – whether that’s savings accounts or investing – you could find your wealth shrinks over the years.
Continue reading “Inflation matters”
A financial review is a great way to take a fresh look at your finances and plan for the journey ahead. More importantly, it enables you to talk through your long-term financial objectives and discuss with us a way forward to deliver your plan and achieve them.
Continue reading “Talking through your financial objectives”
A lifestyle financial plan has no value unless it is properly implemented through an appropriate goal-based investment strategy. If you’ve got a sufficient amount of money in your cash savings account – enough to cover you for between at least three to six months – and you want to see your money grow over the long term, then you should consider investing some of it.
Continue reading “Goal-based investment strategy”